Types of financing Offered

You want to pay later…
We can offer you several types of financing.

Individual Financing
There are two types of financing available through Accord D: one that allows you to postpone the first payment and one that offers equal payments over a given time period. The most popular Accord D formula is equal payments at a set 13.5% rate of interest.

If you already own a Visa Desjardins Card with an Accord D limit, the transaction will be completed as quickly as if you were using your credit card. If you do not have a credit card, it takes about five minutes to fill out the credit application form and about twenty minutes for Visa Desjardins to approve the application. To view a sample of the form that you will need to fill out at the given time, click on the link at the bottom of the page.

Note: What is interesting about this type of financing is that the Accord D credit limit is separate from the current limit on your Visa Desjardins credit card.

Company Financing
This type of financing more closely resembles the “financial lease” we are familiar with and is more specifically aimed at self-employed workers and businesses. Our two partners alone assemble nearly twenty lending institutions throughout North America. They can help you regardless of your situation.

Furthermore, the tax advantages of taking such an approach could be very interesting. Ask your accountant for more details…

Open an Account at Photo Service Ltd.
Do you make frequent purchases? We also offer payment terms with a 30 day grace period. Gift certificates are available upon request. For more information, write to us at: info@photoservice.ca !

Fill out a credit application (PDF)

		Adobe® Acrobat® Reader® is free software that allows you to view and print files in PDF format (Portable Document Format). Click on the image below to download this software.
		To estimate a postal rates : » click here